Industry
- Aerospace & Defense 12
- Analytics 10
- Apparel 6
- Bank 16
- Beverages / Food 4
- Car Manufacturing 7
- Chemicals 3
- Communication Services 3
- Consulting 3
- Consumer Defensive 10
- Consumer Discretionary 18
- Credit Services 10
- Cybersecurity 3
- Data 6
- Energy 12
- Entertainment 4
- Exchanges 5
- Farm & Heavy Construction Machinery 2
- Financial 46
- Food Processing 1
- Grocery Store 5
- Hardware 18
- Healthcare 6
- Holding Company 5
- Home Improvement 2
- Industrial 37
- Information Technology 16
- Insurance 15
- Investment Banking 5
- Logistics 9
- Luxury 6
- Market Infrastructure 9
- Materials 6
- Mining 3
- Oil & Gas 12
- Payment 5
- Personal Care & Beauty 1
- Pharmaceuticals 4
- Railroad 5
- Ratings 6
- Real Estate 5
- Restaurants 4
- Retail 16
- Semi-Conductors 17
- Software 17
- Technology 39
- Telecommunications 11
- Trade Distributors 4
- Utilities 6
- Waste Management 4
Experian (EXPN) investment Quality Rating (A)
Experian (EXPN) earns an (A) rating. Forensic analysis of its 16.6% ROIC, the $1B "Cannibal" buyback program for 2026, and why it outperforms Equifax and TransUnion. Is Experian a Good Investment?
TransUnion (TRU) investment Quality Rating (B)
TransUnion (TRU) earns a (B) rating. Forensic analysis of its 4.2% ROIC, the $5B debt anchor, and why its $300M buyback program fails the "Reduction" test.
Equifax (EFX) investment Quality Rating (BBB)
Equifax (EFX) earns a (BBB) rating. Forensic analysis of its 8.15% ROIC, the 51.5% margins in Workforce Solutions, and why $1.2B in "Cannibal" buybacks can't hide its mortgage sensitivity.
Fair Isaac Corp. (FICO) investment Quality Rating (AAA)
FICO 2025 Operational Quality Audit: Why Fair Isaac Corp earns a Sovereign (AAA) Rating. A principal’s analysis of 45% ROIC, terminal pricing power, and why FICO is the ultimate 'Invisible Toll Bridge' in the Global Monopoly Registry.
S&P Global Inc. (SPGI) investment Quality Rating (AAA)
S&P Global (SPGI) earns the Old York Operational Quality AAA Rating for 2025. Analysis of its 50% margins, $5.46B in Owner Earnings, and the strategic spin-off of Mobility Global. A deep-dive by Old York Financial.
Moody’s Corporation (MCO) investment Quality Rating (AAA)
Moody’s (MCO) earns the Old York Sovereign (AAA) Rating for 2025. Diagnostic includes 21% EPS growth, 51% margins, and a deep-dive into its 40% global market share. See why MCO is the ultimate toll-bridge business.