Industry
- Aerospace & Defense 12
- Analytics 10
- Apparel 2
- Bank 16
- Beverages / Food 4
- Car Manufacturing 7
- Chemicals 3
- Communication Services 1
- Consulting 3
- Consumer Defensive 10
- Consumer Discretionary 18
- Credit Services 10
- Cybersecurity 3
- Data 6
- Energy 12
- Entertainment 4
- Exchanges 5
- Farm & Heavy Construction Machinery 2
- Financial 46
- Grocery Store 2
- Hardware 18
- Healthcare 6
- Holding Company 5
- Home Improvement 2
- Industrial 37
- Information Technology 16
- Insurance 15
- Investment Banking 5
- Logistics 9
- Luxury 6
- Market Infrastructure 9
- Materials 6
- Mining 3
- Oil & Gas 12
- Payment 5
- Personal Care & Beauty 1
- Pharmaceuticals 4
- Railroad 5
- Ratings 6
- Real Estate 5
- Restaurants 4
- Retail 16
- Semi-Conductors 17
- Software 17
- Technology 39
- Telecommunications 11
- Trade Distributors 4
- Utilities 6
- Waste Management 4
- Wealth Management 16
Arthur J. Gallagher & Co. (AJG) Operational Quality Rating (A)
Arthur J. Gallagher (AJG) earns a (A) rating for 2025. Forensic analysis of its 10.2% net margin, the impact of the AssuredPartners merger, and why its equity dilution prevents a higher rating.
Aon plc (AON) Operational Quality Rating (AA)
Aon (AON) earns a (AA) rating. Analysis of its 21.5% profit margin, the NFP acquisition impact on ROIC, and why its $1B share buyback program matters.
Marsh (MRSH) Operational Quality Rating (AA)
Marsh (MRSH) earns a (AA) rating. Forensic analysis of its $6.3B Owner Earnings, 18 years of margin expansion, and the impact of its record $2B share buyback.